Effective Date: July 2026

Who We Are

This website, ALM Validation (https://almvalidation.com), is operated by an independent consultant providing asset-liability management (ALM) validation services to credit unions and banks.

For questions regarding this policy, you may contact:
Email: info@almvalidation.com

What Personal Data We Collect and Why

We collect limited personal data, only as necessary to operate this website and respond to inquiries. This may include your name, title, email address and phone number, and the name of the institution you represent and any information voluntarily submitted through contact forms or direct communication. We collect this information solely to respond to inquiries and communicate regarding services. We do not sell or use personal data for marketing purposes and do not share your information with third parties except as necessary to operate this website.

Comments

If comments are enabled on this site, WordPress may collect data shown in the comments form, along with the visitor’s IP address and browser user agent string to help detect spam.

Cookies

This site may use basic cookies to ensure proper website functionality and improve user experience. No cookies are used for advertising or tracking purposes.

Analytics

This site may use basic analytics tools to understand general website usage (such as page visits and traffic patterns). This data is aggregated and does not personally identify users.

Who We Share Your Data With

We do not sell, rent, or share personal data with third parties. Data may be processed by website hosting providers or basic analytics services. These providers are used solely to operate the website.

How Long We Retain Your Data

Contact form submissions are retained only as long as necessary to respond. Technical data (if collected) is retained for standard operational purposes.  

What Rights You Have Over Your Data

If you have submitted personal data, you may request access to your data as well as correction or deletion of your data. To make a request, contact us using the email above.

Where Your Data Is Sent

This website is hosted on infrastructure that may process data in the United States or other jurisdictions.

How We Protect Your Data

We take reasonable steps to protect your data, including secure hosting (HTTPS encryption) and limited data collection. No unnecessary data is collected or stored. Access to personal data is limited and handled with appropriate care. 

Changes to This Policy

This privacy policy may be updated from time to time. Any changes will be reflected on this page.